Best Mortgages

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Mortgages Best Buy Tables


The Best Self Certification Mortgages

This table shows the 6 best self certification mortgages currently available in the UK from a database of over 3000 mortgages, based on the mortgage rate on offer.
Standard Life Bank4.50%for 2 years75%£498Flexible option. Remortgage fee £991st 2 yrs
Giraffe Mortgages4.79%to 31.7.0885%£299No HLC, free valuation and remortgages free legal feesTo 31.7.08
Standard Life Bank5.19%to 11.8.0875%£699Rate fixed. Remortgage fee £99To 11.8.08
Bank of Ireland Mtgs5.29%to 31.7.0990%£499Not FTB. No HLCTo 31.7.09
Bristol and West Mtgs5.39%to 31.7.0975%£599Rate fixed. No HLC and free ASU for 3 monthsTo 31.7.09
UCB Home Loans5.59%for 5 years85%£495Rate fixed. No HLC1st 5 yrs

ASU Accident, sickness and unemployment insurance.
B+C Buildings and Contents insurance.
FTB First time buyers only.
HLC High Lending Charge.
HP House purchase.
U Unemployment insurance.

Lenders standard redemption conditions may also apply at any time.
All products subject to change without notice.
Incentive of free or discounted legal fees may only be available through lenders nominated solicitor.
Internal switching products above may not be available.


Figures last updated on 09 July 2006.


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